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We have access to the UK’s leading insurers and we can provide specialist policies for owners and operators of establishments including Pubs, Bars, Social and Sports Clubs, Night Clubs and Restaurants.

Standard policy cover can include:

• Contents, Fixtures & Fittings including seasonal increase on stock
• Business Interruption or Loss of Profits
• Book Debts
• Damage to Glass and Shop Front
• Theft of Keys and Lock Replacement
• Theft by Employees
• Guests Personal Effects
• Property in the Open
• Loss of Money in transit or in a lockedsafe overnight
• Electrical or Mechanical Breakdown of Equipment
• Computer Breakdown
• Refrigerated Contents
• Goods in Transit
• Public and Products Liability - £2,000,000 Limit of Indemnity
• Employers’ Liability - £10,000,000 Limit of Indemnity
• Personal Accident (Assault)
• Index Linking
• Commercial Legal Expenses

Optional extensions can include:

• Accidental Damage
• Buildings
• Subsidence
• Insured’s Personal Contents and Money
• All Risks on Portable Property
• Loss of Licence
• Terrorism

Pub, Bar, Social & Sports Club Restaurant Insurance

Construction Commercial Combined Farm & Estate Fleet & Haulage Hotel Guest House B&B Leisure and Tourism Liability Marine Trade Marine Transit & Cargo Motor Trade Office & Surgery Professional Liability Property Owners Pub & Bar & Restaurant Shop & Retail Tradesman Liability Commercial Legal Expenses